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Why you should update your appraisals every 2 to 3 years

Pearls for appraisal

Owning a piece of jewelry, no matter the price range, is a meaningful keepsake for many people. Many celebrate a special occasion with a piece of jewelry or receive a special item as an inheritance.

Most people own at least one piece of jewelry. This may include necklaces, earrings, engagement and wedding rings, antique jewelry, custom jewelry, as well as estate jewelry. However, what most people don’t realize is the importance of protecting these valuables. As a result, getting an appraisal often gets shoved down the list of priorities. Whenever you purchase or receive a new piece of jewelry it is essential that you insure it in a timely fashion. This will cover your precious jewelry if something is to happen after getting it in your possession. It doesn’t matter if you have only one piece of jewelry or a whole collection; having an appraisal done for insurance purposes is a life saver when the unthinkable happens. Don’t believe me? Here are some reasons why you should have your jewelry appraised:

While it matters, your voice alone is not good enough in the event of theft, damage, or loss. Documentation from a certified source is required, and an appraisal can attest to the design, quality and condition of your jewelry.
The market is constantly fluctuating, so it is important to realize that value and cost are not the same. The value of gemstones, diamonds, and metal fluctuates daily. Even if your receipt states that you paid a certain amount, the market is never static so the value can change.
Knowing the value is essential to the insurance process. The value of your jewelry can affect your premium, and due to the fluctuating market values, your insurance policies should change accordingly.
Insurance companies will typically cover your jewelry if it is stolen to a limit. Damage or loss may have to be added to your policy, so it is vital that you check to see what is covered with your insurance agent. However, not all of the insurance policies you have may cover the full appraised value of your jewelry, so it’s important to update your policies regularly to ensure adequate coverage. If you’ve ever wondered why it’s recommended to update your appraisal every 2 to 3 years, the answer is simple, for protection and peace of mind! Because of the fluctuating market values of silver, gold, diamonds, and jewelry, it is important to stay on top of the changing market so you are current with inflation prices. The value of that wedding ring may change few cents from day to day, but the value can change dramatically over the course of a few years. This is why it is vital that you have a current, updated appraisal so your insurance agent can ensure that you are protected accordingly from the unexpected.

Here at Dale Robertson Jewelry, I specialize in providing my customers with comprehensive appraisal services. Remember, paying for an appraisal is a cheap investment for a big value, so if you are looking to have an item appraised, give me a call today.

Shared, in part, from Geolat.com

White gold and rhodium

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Rhodium, white gold

Did you know…Rhodium and white gold.

First and foremost, please understand that white gold does not exist in nature; white gold is a man-made product. Pure gold is 24kt and is a very bright yellow, not white. So what is white gold?
Imagine 24 identically sized bb’s of pure gold. If you melt all 24 of them together, you will have a blob of 24kt gold. If you remove one 24kt bb and replace it with another bb of any other metal (remember, there always has to be 24 bb’s when you melt them down) you will have 23kt gold.
Okay, follow the math here; if you take 10 of the 24kt bb’s away and replace them with 10 bb’s of nickel or zinc and melt all 24 of them together, you will have 14kt white gold. Therein lies the problem. You have 10 white bb’s and 14 bright yellow bb’s, thus, 14k white gold will always have that slight yellow sheen.
10kt white gold on the other hand contains 14 parts white to 10 parts yellow. 18kt white gold…well, it should be outlawed in my opinion because its 18 parts yellow and 6 parts white…aka…Slight Yellow Gold!
Rhodium on the other hand is a naturally occurring bright white member of the platinum family that lends itself very well as a plating material. Since its naturally bright white, when you use rhodium to plate a ‘whitish’ metal like 14kt white gold, it brightens it up and makes it appear whiter. Lotions, hand sanitizers and other materials cause the rhodium to dull over time, showing the slight yellow sheen. The process is not permanent and will need to be repeated sometime in the future.
Do you have jewelry question? Send me a message and I’ll give you an answer.

 

 

What’s Trending for 2016, part 2

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Every year around the end of May and beginning of June, thousands of jewelry manufacturers and retailers gather for three days to determine what you’ll buy in the coming months and season. It is overwhelming and intense. There’s so much to see and to choose from. And, there’s so much at stake. If a design is chosen and the consumer doesn’t like it, the jeweler takes a financial hit. If the design is a hit and the jeweler hasn’t ordered enough, they risk losing customers. If the jeweler didn’t buy into the design, they’ll lose business and customers. It’s not as easy as one might think.

Here’s a list of jewelry consumers love for 2016, so far.

  • Social media and influencers are helping to drive trends.

While posting on social media sights are thought to drive some trends, it’s the “influencers” – bloggers and popular Instagram users who are focusing on style and fashion – have something to do with what brides are looking for. Facebook, Pinterest and Instagram have great impact on what’s trending.

  • The average engagement ring price is about $6000.00

A survey from The Knot last year found the average price of an engagement ring is about $6000.00. The average price of a loose diamond from an independent of chain store will be about the same. When you add in a branded ring for a special look or a custom, most couple will pay a little for that value, driving prices upward.

What’s trending for 2016

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Every year around the end of May and beginning of June, thousands of jewelry manufacturers and retailers gather for three days to determine what you’ll buy in the coming months and season. It is overwhelming and intense. There’s so much to see and to choose from. And, there’s so much at stake. If a design is chosen and the consumer doesn’t like it, the jeweler takes a financial hit. If the design is a hit and the jeweler hasn’t ordered enough, they risk losing customers. If the jeweler didn’t buy into the design, they’ll lose business and customers. It’s not as easy as one might think.

Here’s a list of jewelry consumers love for 2016, so far.

  • Consumers want something different, unique or custom.

Cluster rings (think of the Cocktail Ring with multiple diamonds or gemstones) have been hard for some stores to keep in stock.

Jewelry that carries a story is more important now than ever! Your jewelry can have a family history like maybe a diamond that was worn by a loved one. Or, how the groom chose the center gemstone and designed the rest of the ring with the help of the jeweler and friends. These stories have been shared on social media for others to enjoy and be a part of.

Round shaped diamonds continue to dominate by making up about two thirds of the sales. Princess shaped diamonds are second in popularity, but are losing market share. Fancy shaped diamonds  still make up a small part of the market but Radiant shaped and pear shaped diamonds are on the rise.

 

Check back for more trends.

Emeralds – May’s Birthstone

The ancient Egyptians mined emeralds nearly 4,000 years ago, and Cleopatraemerald was an avid collector. South America’s rich bounty of emeralds was discovered by16th Century Spanish explorers who found large emeralds in the possession of the Aztecs and Incas. Believed by the ancients to empower the owner with
foresight into the future, emerald is regarded as an amulet for good fortune Emerald, to many, symbolizes rebirth and the abundance of the life force. The rich green hue brings to mind the regeneration of life in spring and hope of new possibilities. Emerald is the birthstone for May and a talisman for Gemini.

Spring can also be seen in the network of inclusions in the depth of the emerald that the French call the jardin, or garden, because it resembles foliage. The inclusions are like a fingerprint, giving each emerald a distinct personality and distinguishing them as truly natural gemstones.

Today, most of the world’s emeralds are mined in Colombia, Brazil and Zambia. Emeralds can be cut in a variety of different shapes, ranging from the traditional rectangular step-cut, known as the “emerald cut,” to rounds, ovals, squares and cabochons.

Early gemstone merchants sought to purify the transparency of their emeralds by immersing them in clear oils or paraffin. They found that clear oils and waxes rendered surface fissures less visible to the eye. Today, we have many sophisticated technologies with which to clarity-enhance emeralds. In addition to the oils and waxes of ancient methods, we now use clear resins to penetrate the open fissures surfacing in the stones. Hardeners are often added to solidify these liquids. This step prevents the resin from evaporating, thus making the clarity enhancement more permanent than oiling or waxing the gem.

Although emerald itself is quite durable, the garden of inclusions may make individual gems vulnerable to damage if
handled roughly. Dale Robertson Jewelry can help you with care and cleaning all your jewelry.

Aquamarine – March’s Birthstone

aquamarine

The very name aquamarine brings to mind the limpid, clear blue tint of the sea. Legend says that Neptune, the King of the Sea, gave aquamarine as gifts to the mermaids, and from then on, it has brought love to all who have owned it. Aquamarine was long thought to have a soothing influence on married couples, making it a good anniversary gift. Aquamarines are found in a range of blue shades, from the palest pastel to greenish-blue to a deep blue. While the choice of color is largely a matter of taste, the deeper blue gemstones are more rare. Remember that Aquamarine is a pastel gemstone, and while color can be quite intense in larger gemstones, the smaller aquamarines are often less vivid. This elegant colored gemstone is the birthstone of March and is the symbol of youth, hope, health and fidelity. Aquamarine was long thought to have a soothing influence on married couples, making it a good anniversary gift. Aquamarines are mined in a number of exotic places including Nigeria, Madagascar, Zambia, Pakistan and Mozambique, but most of the gemstones available today come from Brazil. Many aquamarines are greenish when mined and cut. For those who prefer a purer blue, these gemstones are heated to enhance their blue color permanently. Some aquamarine fanciers prefer the greenish hues, saying the greener tones remind them more of the sea. The color tones of aquamarine are subtle and varied. Their soft luster is a wonderful addition to any natural colored gemstone jewelry collection. Are you dreaming of a nice sandy beach next to the beautiful water, then add aquamarine to your jewelry wardrobe. Dale Robertson Jewelry can help you with care and cleaning all your jewelry.

The Christmas “Sing”

THE CHRISTMAS “SING”©

Christmas at our house was always a very festive time of the year, and finding just the right tree topped our list of importance when it came to decorating. Tree hunting was a family affair that included my dad, my mother, my little sister, and me. It always seemed like we had to visit every tree lot in town before we found the perfect tree. But, once we were gathered around our specially-picked tree that we had decorated “just so,” we were very pleased with our efforts.

Another of our family traditions was to gather around the piano on Christmas Eve and sing Christmas carols. This Christmas was no different . . . with Mom playing the piano, we began working our way through the Christmas carol book, each of us choosing a favorite. As we concluded every song, Mom would tap repeatedly on the middle C saying, “This just doesn’t sound right.” Not being pianists, we all kind of shrugged our shoulders and went on to the next song.

Finally, after a half dozen songs she’d had it. Standing up she said, “There really is something wrong with this key!” and asked my father to lift the lid of the piano so she could see why the key wasn’t hitting right.

As Mom looked down into the piano, she exclaimed, “Well, no wonder! There’s something stuck on one of the wires.” She reached in to remove it and further exclaimed, “Somebody taped something on here . . . what’s going on?”

Mom fiddled with the tape for a few seconds and popped up with a beautiful emerald stud earring held up for inspection between her thumb and forefinger. She turned around to see all of us with these lovingly goofy grins on our faces as my father held out the box containing the other earring. “Merry Christmas honey, from all of us.”

2016 Engagement Ring Trends

You want to propose – maybe this Christmas or on Valentine’s Day, and you’re on the hunt for the perfect engagement ring. Display windows are filled with so many choices that you’re experiencing sensory overload. Have no fear: we’re going to make picking the ring of her dreams a little easier for you.

Just like new car models come out every fall, new engagement ring styles tend to debut in the spring and summer. So we’ve done some advance work, walking trade show floors and scouring social media to find styles that are trending. Take a look at what we’ve discovered, and maybe you’ll spot the perfect ring for your bride-to-be.

Floral Motifs

Flowers have long been used as tokens of romantic love. Floral-themed jewelry extends the timeless tradition to the finger. Not surprisingly, we’ve been seeing engagement rings that capture the delicate beauty of the flower.

Floral ring. Erika Winters Fine Jewelry

Antique Rings

Antique engagement rings are in, and particularly suited to those looking for something out of the ordinary. This mid-Victorian (circa 1850 – 1870) will flatter the finger of any new bride. It also has a timeless beauty that says, “Our love will last against the passing years.”

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Colored Center Stones

The diamond is the undeniable queen of the engagement ring. But colored stones have been tugging at her gown for a good few years. The trend still continues, with some brides opting for colored stones instead of diamonds.

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Split Shanks

Rings with split shanks are enjoying their moment in the spotlight. Perhaps it’s because the single shank has been in style for so long. Perhaps the split shank offers a larger palette for designers to add touches of elegant detail. Whatever the reason, it’s popular with brides-to-be.

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Stack It

Look at pictures from any red carpet event, and you’ll see that stackable rings are hot. The style has now spilled into the bridal category.

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Mixed Metals

Engagement rings featuring a halo mounting (a center stone encircled by smaller diamonds) have become a classic. Inventive designers are now playing with the design by using two different metals in the ring.

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Pear Shaped Diamonds

Pear-shaped diamonds are en vogue. They are a charming alternative to the ever-popular round brilliant. They can be stunning.

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Some social media outlets are touting that engagement rings with mixed-metal prongs and square bands are trending. We haven’t seen this, but that doesn’t mean these rings aren’t beautiful or fashionable choices.

Round Brilliant Diamond

Of course, you can always buck the trends and opt for the iconic round brilliant diamond mounted in a six-prong setting.  Simple, classic, and the ultimate way to showcase the beauty of diamond, you can be sure this style won’t go out of style any time soon.

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Now that you know what’s trending in engagement rings, you might be able to narrow down your choices.  Have no fear – the ring of her dreams is out there, just waiting to be found. Your treasure hunt can end at Dale Robertson Jewelry where I have designs like these for every taste, desire and budget. #wheretruelovegetsengaged

Source: GIA 4 C’s Blog

5 Ways to Share Wedding Photos Online (That Aren’t Facebook)

Wedding hashtags have become a staple in today’s wedding world. It seems like a simple way for anyone who takes pictures during the event to categorize them so the bride and groom can easily find them later.

The problem is it’s not easy to comb through every social media site searching for a hashtag that may have been used improperly or forgotten altogether.

And that’s how wedding photo sharing apps came to be.

The Purpose of Photo Sharing Apps

Countless developers, and even some novice entrepreneurs who went through the same hashtag struggle with their wedding, have come up with apps that aim to make gathering and sharing wedding photos online painless.

The challenge is there are quite a few choices and not a lot of general public knowledge on the topic.

So, some eager members of our staff who are engaged or recently married tested five of the top ways to share wedding photos online and we summarized the results for you.

Check them out below, in increasing order of recommendation.

5. Wedding Photo Swap

The simplest of the five apps our testers reviewed, Wedding Photo Swap is a good choice if you’re afraid you’ll confuse your guests with too many choices.

The only functionality this app features is uploading, categorizing and sharing photos.

Guests access by downloading the app, where they can natively snap photos that automatically upload, or they can upload photos they’ve already taken using their main camera app. You can also upload directly to the website or email to a unique address if you take photos the “old-fashioned way” and wish to upload later.

Pros

  • Simplicity
  • Ease-of-use
  • Multiple albums to separate events

Cons

  • Can’t upload videos
  • Can only download photos with a paid upgrade
  • No additional functionalities

Wedding Photo Swap   Wedding Photo Swap

Wedding Photo Swap

4. WedSocial

The most unique feature of WedSocial can either be its greatest advantage or greatest disadvantage.

This app is integrated with WeddingWire, which is really nice if you already plan to use that site, but may be difficult otherwise. All your wedding details are pulled right from your WeddingWire site, and according to our testers, there doesn’t appears to be another way to change even your date within the app itself.

Once you get things set up and synced with your account, this is another pretty simple and easy-to-use choice. The app offers a bit of additional functionality in the form of event and hotel information for your guests, but it’s not so busy that it will overwhelm any non-tech-savvy attendees.

Pros

  • Simple, clean app interface
  • Ability to upload via hashtag on Instagram
  • Filters available for editing photos

Cons

  • No separate albums to categorize different wedding activities
  • Can’t upload videos
  • No cool extras like a countdown or live slideshow

WedSocial    WedSocial

WedSocial

3. Capsule

Capsule proved the most difficult app to rate. It has some really great features, but it’s hard to get past the less than attractive app interface and confusing difference between the app and website.

This app has most of the features our testers saw with any of the options, including the widest variety of upload methods. With Capsule, you can download the CapsuleCam app, email photos to a unique address, hashtag them on Instagram, or upload photos or videos directly to the site.

Capsule also features integration with The Knot, so your photos will sync to your albums on your wedding website as well.

If their app to more closely matched the design and functionality of their website, Capsule would be a top contender for our testers.

Pros

  • Most upload methods
  • Integration with The Knot
  • Wide range of functionality including download and purchasing photos, a guest list, and group messaging

Cons

  • Multiple albums are available, but each has its own access code
  • Videos can only be uploaded via the website
  • No filters available for photo editing

Capsule    Capsule

Capsule

2. Wedding Party

It was a close call between these top two choices. Wedding Party has a modern, sleek app interface that’s pretty simple to navigate. The design is a huge upgrade from third place Capsule.

This app features everything from multiple albums to a live slideshow as photos are added. Beautiful filter options allow you to edit your photos before posting, and all are downloadable and shareable to both Facebook and Instagram.

Wedding Party also includes additional functionalities like a guest list, group messaging, a wedding countdown, and a planning section with advice before the big day. This app can be a one-stop shop for all information your guests may need since you can also add events, accommodations and registry details.

Pros

  • Across the board functionality
  • Simple, attractive app interface
  • Robust FAQ and help section

Cons

  • Can’t upload videos
  • Can’t directly purchase prints from app

Wedding Party    Wedding Party

Wedding Party

1. WedPics

WedPics boasts that they’re the #1 Photo and Video App for Your Wedding, and our testers can’t argue.

With a truly beautiful and color-customizable interface, WedPics makes you feel like their app is truly a part of your wedding, not just an add-on.

The app features the full range of functionality with multiple albums, video upload, filters and photo editing tools, photo downloading, purchasing and social sharing, a guest list, countdown and a live slideshow. The only feature we found elsewhere that WedPics doesn’t have is native group messaging.

Visit their website and you’ll also find a blog with wedding advice and support if you have any questions about using the app.

There are definitely a lot of different things you can do with WedPics, which is one of the reason we rated it so highly, but you also don’t have to worry about confusing your guests as WedPics provides multiple ways for you to share instructions via text, email, printed cards and more.

Pros

  • Full array of functionality
  • Beautiful, customizable app interface
  • Multiple ways to instruct guests on usage

Cons

  • No group messaging feature

WedPics    WedPics

WedPics

In Conclusion

While there will always be more traditional ways to share your wedding photos online, photo sharing apps have really come a long way.

It’s nice to be able to keep your photos private until you are ready to share with the social media world.

When you simply ask guests to hashtag their photos, that automatically means they will be uploading them to various social sites for all their friends to see. With these apps, only those you invite with your unique code will have access until you decide which ones you want to share socially.

Which app you choose depends on what you want to get out of it:

If you want super simple photo gathering, go with Wedding Photo Swap.

If you already have a WeddingWire site, WedSocial is likely to fit your needs and simplify your setup.

If your guests are huge Instagram fans, you might choose Capsule so they can simply hashtag to upload.

If you want to manage your entire wedding with your app, you’ll like the functionality offered by Wedding Party.

If you want the full suite of features in an app that feels built for your wedding, go with WedPics.

Or test them all ahead of time … they’re all free!

 

Source: info.jewelersmutual.com/the-jewelry-box/5-ways-to-share-wedding-photos-online-that-aren-t-facebook

 

 

 

How Earring Backs Became the Talk of Twitter

Earring backs

It’s a social media sensation that’s sparked stories on the Today show, EOnline, and the Us Weekly and New York magazine websites. It all started when an apparent teenager named Chelsea Smith, who has less than 1,000 Twitter followers, shared her duh realization about earrings with the world: “After my nineteen years of living i have now realized that you are supposed to take the plastic part off.”

 

Her comment has now been retweeted some 44,000 times, and favorited another 42,000.

The realization “shocked a lot of people to their core,” wrote EOnline. New York magazine said the tweet is “dividing women into warring factions and threatening to undo all of Taylor Swift’s hard work to make girls be nicer to each other.” Today warned: “You will never look at earrings the same way again” and added “it seems the entire Internet has been weighing in on the debate.”

Well, maybe not the entire Internet, but it gave other Twitter-ers plenty to sound off about:

@Chelsea__Smithh I honestly had no idea! You’ve opened me up to a whole new world.

@Chelsea__Smithh it only took me 33 years AND YOUR TWEET.

Matthew Perosi, founder and CEO of the Jeweler Website Advisory Group, says he hasn’t seen a social media sensation like this since “the dress.”

“I am surprised by how much attention this has gotten,” he says. “Jewelers should get in on this, it’s a fun one. Perhaps they can say: If you don’t like your backing, we’ll have a backing swap. There are lots of creative possibilities.”

Lately, social media has become known for its unfortunate ability to generate online lynch mobs. But the debate over this earring issue—and calling it an “issue” probably gives it more significance than it deserves—shows that, at its best, it can be a lot of fun.

It can also be enlightening. The freewheeling discussions on social media can sometimes spark better consumer insights than standard methods such as focus groups. Who knew that such confusion reigned over plastic earring backs?

Of course, no one can precisely pinpoint why this tweet caused such a fuss, while other messages, sometimes on weightier topics, end up ignored. But Perosi points out that the original tweet struck the perfect tone for social media and advises jewelers to take note of it.

“There are a lot of jewelers who overthink social media,” he says. “It can just be a tidbit of knowledge, or saying, ‘Look at this cool thing.’ ”

“It’s not supposed to be a place to sell. It’s like a cocktail party. It’s trying to get someone to remember your name.”

Source: How Earring Backs Became the Talk of Twitter (JCK Online)